Terms and conditions
^2,000 flybuys points are required to redeem $10 off at the checkout each time. Number of required points could change. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets, BI-LO and Pick ‘n Pay (excluding smoking/tobacco product purchases, Coles Group gift cards and iTunes cards). +flybuys points awarded for using a Coles MasterCard linked to your flybuys membership are in addition to flybuys points awarded by flybuys participants. Eligible transactions are explained in the Coles MasterCard Loyalty Terms & Conditions found on colesmastercard.com.au. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. *Please refer to flybuys.com.au for use of flybuys points, full list of participants, exclusions and full terms and conditions. Note that participants’ earn rates vary. Coles is a registered trademark of Coles Supermarkets Australia Pty Ltd. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International. PayPass is the trademark of MasterCard International Incorporated. Credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588, Australian Credit Licence number 392145), trading as GE Money.
Coles is an Authorised Representative of the insurer Wesfarmers General Insurance (WGIL) and both are part of the Wesfarmers group. WGIL is part of Wesfarmers Insurance division of Wesfarmers Limited. Coles receives commission if you buy a policy from WGIL. Any advice is general only and doesn’t consider your needs and before acting on it, consider if it and the product is right for you by reading the PDS and FSG available at coles.com.au/insurance.