Coles Credit Cards available on Apple Pay

Fast and

Tap and pay1 with the devices you carry every day and forget about entering card or delivery details when you checkout online, just select Apple Pay2 and check out in seconds.

Safe and

Your card number is never shared with the merchant or saved on your device, and all payments are securely authenticated using Face ID, Touch ID or your device passcode.   

More ways
to pay

A great option when you don’t have your card.  Or use Apple Pay when your card is lost or stolen and you’re waiting for your new one to arrive.

Make the most of Flybuys

By setting your Coles credit card as the default card in your Apple wallet, you won’t miss out on Flybuys points. 

Get started with Apple Pay

On your iPhone

Open the Wallet app and tap the “+” sign.


On your Apple Watch

Open the Apple Watch app on your iPhone2 and select “Wallet & Apple Pay,” then tap “Add Credit or Debit Card.”

On your Macbook 

Go to System Preferences, select “Wallet & Apple Pay,” then select “Add Card.”


Default your Coles Credit Card on Apple Pay



Frequently Asked Questions

Apple Pay offers an easy, secure and private way to pay on iPhone, iPad, Apple Watch and Mac without a physical card or cash. 

You can find out more about Apple Pay here.

Yes, you will collect the same number of Flybuys Points when you pay with your Coles credit card through Apple Pay as you would paying with your physical card.

You can maximise the points you collect with your Coles credit card by making it your Apple Pay default card.

Simply go to your Wallet app on your Apple device and tap the + sign. Follow the steps to add your card.

For more details on how to add your card, visit Apple Support.

If you have more than one card in your Wallet, you can set your Coles credit card as your default payment type on your iPhone by:

  • Going to ‘Settings’ and selecting ‘Wallet & Apple Pay’
  • Scroll down to ‘Transaction Defaults’ and tap ‘Default Card’
  • Select your Coles credit card

It depends on why you are receiving a new card.

If your card is being replaced because it is expired, damaged, lost, stolen or there was fraudulent activity related to your physical card only, then you can keep using your digital card in Apple Pay without interruption.

If your card is being replaced because there was fraud or suspected fraud related to your digital card (Apple Pay), you will need to add your new card to your Apple Wallet, following the steps here.

Where can I find more information on Apple Pay?

Visit the Apple website for more information on Apple Pay and adding cards to your wallet.

Terms and conditions

1For Apple Pay, the contactless terminal must have an NFC reader. For certain merchant terminals, a transaction limit may apply.

2Apple Pay is available on compatible Apple devices. For a list of compatible Apple Pay devices, see  Please read Terms and conditions that apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, Touch ID and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.


Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Coles unsecured credit products are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Coles receives commission for the introduction of credit business to NAB.