Target Market Determination

Important documents for Credit Cards and Personal Loans

  

Credit Cards

You can view and download our Target Market Determinations (TMDs) for our credit cards below:

Coles Rewards Mastercard 

Coles No Annual Fee Mastercard 

Coles Low Rate Mastercard 

Personal Loans

You can view and download our Target Market Determinations (TMDs) for our personal loans below:

Other

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Coles unsecured credit products are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Coles receives commission for the introduction of credit business to NAB.