Samsung Pay

No wallet, no worries! Coles Credit Cards now available with Samsung Pay

Close up shot of person using their Samsung watch to make a payment  

Samsung Pay makes everyday purchases easy and seamless

Samsung Pay lets you use your compatible Samsung device to securely pay with your Coles credit card in store and within apps.

Just like you do with your card today, simply tap your Samsung device3 at a contactless terminal, for purchases under $100. For purchases of $100 or more, an ATM PIN is required for additional security. Additionally, for certain merchant terminals, a transaction limit may apply.

For terminals that don't have contactless technology (i.e. older terminals where you currently have to insert your card), tap your phone over the screen, choose 'credit card' account and enter your PIN on the terminal.

Set up Samsung Pay on your device here.

Person using their Samsung watch to make a payment

Fun and Convenience

Pay with your Galaxy Watch4. Activate Samsung Pay on your Samsung device today.

Person using Samsung Pay via their mobile phone to make a purchase

Security

Shop securely by authenticating every Samsung Pay purchase with your fingerprint, pin number or iris scan.5

Scanning Samsung device at the registers

Loyalty Cards

Start earning loyalty rewards without carrying around the cards. Activate Samsung Pay on your Samsung device today.

Samsung Pay FAQs

About Samsung Pay

Samsung Pay lets you use your compatible Samsung device to securely pay with your Coles credit card in store and within apps.

Just like you do with your card today, simply tap your phone at a contactless terminal, for purchases under $100. For purchases of $100 or more, an ATM PIN is required for additional security. Additionally, for certain merchant terminals, a transaction limit may apply.

For terminals that don't have contactless technology (i.e. older terminals where you currently have to insert your card), tap your phone over the screen, choose 'credit card' account and enter your PIN on the terminal.

Samsung Pay offers a simple, secure and convenient payment experience that doesn’t require searching through your wallet or purse.

All Coles Credit Cards can be used with Samsung Pay.

Samsung Pay Set Up

You can use Samsung Pay on the following Samsung devices:

  • Galaxy S6, Galaxy S6 edge (Note, these two devices only support Samsung Pay transactions made on contactless terminals)
  • Galaxy S6 edge+
  • Galaxy S7, Galaxy S7 edge
  • Galaxy S8, Galaxy S8 edge
  • Galaxy S9, Galaxy S9+
  • Galaxy Note5 phone
  • Galaxy Note8 phone
  • Samsung Gear S2 and S3
  • Galaxy A5 (2017)
  • Galaxy A7 (2017)

Ensure your Samsung device has been updated to Marshmallow 6.0 software. If you are unsure whether you have this upgrade go to your device

Settings > About Device > Download Updates Manually.

Once your Samsung device has been updated to Marshmallow 6.0, you will automatically have the Samsung Pay app loaded to your phone.

Ensure your mobile phone number is registered with Coles Financial Services. If you are unsure whether your mobile phone number is registered log in to your online banking, select your profile icon (located at top right hand side of your screen) > My Profile > Update Phone Numbers Check that your Primary Mobile number is correct and that it is linked to your One -Time Password (OTP).

Samsung Pay requires you to sign in with a Samsung account. If you don't already have a Samsung account, you can sign up for free during the Samsung Pay setup process or at account.samsung.com. If you have any queries about your Samsung account, please contact Samsung on 1300 362 603.

  1. Sign in to Samsung Pay with your Samsung account.
  2. Set up your Samsung Pay PIN or fingerprint – this will be used for all your Samsung Pay transactions.
  3. If you choose to use your fingerprint and have not already registered a fingerprint on your device, you will be asked to register your fingerprint.
  4. Samsung Pay will ask you to verify your fingerprint. You will then be asked to create a Samsung Pay PIN.

Your Samsung Pay is now set up and you can add your Coles Credit Card.

  1. Select 'Add card' in your Samsung Pay app.
  2. Put your card on a flat surface. Your device will take a photo of your card in the frame on screen to read the card number. Alternatively, you can enter in your card number manually.
  3. Follow the instructions on screen to enter in your details.
  4. Read, understand and accept the Coles Terms & Conditions .
  5. Select SMS or Call bank option to verify your identity. If you select SMS, Coles Financial Services will send you an Online Activation Code (OAC) via SMS that you will need to enter to continue.
  6. You will be asked to use your finger to enter you signature. Although entering your signature is not compulsory, adding the signature will act like signing the back of your real card.
  7. Your card registration is now complete and your card is ready to use with Samsung Pay.

Your card may have been declined due to your account being:

  • Closed
  • No longer in good standing
  • Reported as Lost or Stolen
  • Already set up for Samsung Pay on the maximum of 4 devices

Please contact us if you require any further information.

Using Samsung Pay to make transactions

You can use Samsung Pay almost anywhere that you can currently swipe or tap your card to pay. However, Samsung Pay will not work with card readers where it is necessary to insert your card into the reader. These types of card readers are commonly found at petrol stations, bus/train stations, and vending machines.

You will need an active internet connection when setting up Samsung Pay/registering your card but you don’t need an internet connection to use Samsung Pay in stores. Your device uses Near Field Communications (NFC) or Magnetic Secure Transmission (MST) to communicate with the terminal. However, it is recommended that you periodically connect to the internet to ensure your Samsung Pay updates.

Samsung Pay will not work at ATMs. You will need to use your physical cards to complete these transactions.

  1. Initiate Samsung Pay by either swiping-up from the home button or opening the Samsung Pay app from the home screen.
  2. Select the card you want to pay with by swiping left or right.
  3. Verify your fingerprint (or alternatively enter your Samsung Pay PIN) and touch your phone to either the card reader or contactless reader within approximately 20 seconds to complete the transaction.

Note: For certain merchant terminals, a transaction limit may apply.

Samsung Pay can be used almost everywhere around the globe. If you can use your card in the country you are travelling to, you should be able to use Samsung Pay to make a payment. The same fees and charges that you would normally incur with your card will be applied when using Samsung Pay overseas.

Online and in-app purchases are not supported by Samsung Pay at this stage.

The same daily spending limits for your card will be ready to use with Samsung Pay.

You can register the same card on up to 4 Samsung devices. Please note, that if you register your card on more than one device, any SMS communications about your Samsung Pay account will be sent to the mobile phone that is registered with Coles Financial Services.

If you are unsure what mobile phone number is registered with Coles Financial Services, log in to your online service centre, select your profile icon (located at top right hand side of your screen) > My Profile > Update Phone Numbers.

You can register up to 10 payment cards in Samsung Pay.

Samsung Pay Security

Using your Coles Credit Card with Samsung Pay is secure. There are a number of features that enhance its security. Some of these include:

  • Your physical card number is not stored on your phone – instead a unique Digital Account Number is used.
  • The same protections you receive under the Coles credit card terms and conditions will apply for unauthorized transactions with Samsung Pay.
  • You will create a unique PIN or register your fingerprint to your device, and it will be needed each time you make a payment with the app.
  • If your phone is lost or stolen, Samsung’s Find My Mobile feature enables users to locate, lock and even wipe their devices remotely.
  • In case of a lost or stolen phone, you can call Coles Financial Services and delete the card from the phone. Your physical card can still be used.

For enhanced security, your actual card number will never be stored on the Samsung device. Following registration with Samsung Pay your card number will instead be replaced by a unique Digital Account Number each time you add a new card to your device. This Digital Account Number will then be transmitted to merchants in place of your actual card number for in-store purchases.

If your phone is lost or stolen, Samsung’s Find My Mobile feature enables you to locate, lock and even wipe your device remotely.

Additionally, contact the Coles Customer Support team to delete your cards from Samsung Pay. Once the cards are deleted from Samsung Pay app, your phone can no longer be used to make transactions until cards are registered to Samsung Pay again. In the meantime, please use the physical card to make transactions.

Please report a lost or stolen card to Coles Customer Support team immediately. The Customer Support Representative will help you in blocking your lost card. Once this is processed, transactions will be declined on Samsung Pay until the replacement card is registered to Samsung Pay.

No. Samsung does not store or have access to the payment information added to Samsung Pay. When you add your payment card to Samsung Pay, the information is encrypted and sent to Samsung servers.

You have to install the Samsung Pay App and register your cards again, make sure you delete the cards from your old device.

Rewards and card benefits with Samsung Pay

Yes, all of the insurance benefits that come with your Coles Rewards Mastercard are still available when you make transactions with Samsung Pay.

Yes, eligible Coles Credit Cards added to Samsung Pay will continue to receive all the security, benefits and rewards that you receive today with your physical card.

All of the insurance benefits that come with your Coles Credit Cards are still available when you make transactions with Samsung Pay.

Yes, any transaction made with Samsung Pay will continue to receive the rewards points as per the Rewards Terms and Conditions.

Using Samsung Pay on Samsung Gear

  1. Press and hold the Back key to launch Samsung Pay.
  2. Rotate the bezel to select the ‘Add card’ option.
  3. Follow the prompts that will appear on your paired mobile device to complete the setup of Samsung Pay.
  1. Press and hold the Back key to launch Samsung Pay.
  2. If you added multiple cards to your Samsung Gear device, rotate the bezel to select your card.
  3. Hold your Gear over the card reader to pay.
  1. Press and hold the Back key to launch Samsung Pay.
  2. Select ‘More options’.
  3. If you added multiple cards to your Samsung Gear device, rotate the bezel to the card you want to delete.
  4. Select 'Delete'.
  5. Select the ‘tick’ to confirm deletion.

Using Loyalty cards with Samsung Pay

You should be able to add almost any merchant’s loyalty card to Samsung Pay.

  1. Open the Samsung Pay app and tap ‘Add’ in the upper right of your screen.
  2. Select 'add loyalty card' from the menu.
  3. Search for and select a merchant from the merchant list.
  1. Open the Samsung Pay app and tap ‘Add’ in the upper right of your screen.
  2. Tap 'Add a card that is not on the list' then 'Enter card manually'.
  3. Take a picture of the front and/or back of the card and fill in relevant information.

Note: You will not be able to scan to redeem points and discounts but you can keep this card in Samsung Pay for safe and convenient access.

You can add a card by manually selecting 'Add a card that is not on the list'.

  1. Tap on 'LOYALTY CARDS' in the upper right corner of the screen.
  2. A banner will appear showing your loyalty cards that you can swipe to the left or right to find your store’s loyalty card.
  3. Tap on the card and its barcode or number will appear above the card.
  4. Show the bar code to the cashier so they may scan it. Or, if the card does not have a bar code or if the bar code is not scanning properly, show the card number to the cashier.

You can add as many loyalty cards as you like.

If you no longer wish to shop at that merchant or use their loyalty card, simply delete the loyalty card in the loyalty tab and it will no longer appear in Samsung Pay.

If you haven't got the latest version of Samsung Pay (version 2.4.33),

  1. Open the Samsung Pay App
  2. Click 'More' and click 'Settings'
  3. Click 'About Samsung Pay'
  4. If your app version is below 2.4.33, click 'Update'

Other

You can remove your Coles card from Samsung Pay by selecting the card and then clicking on 'MORE' in the upper right hand corner of the screen. This will bring up an option to 'Delete' the payment card which will remove it from Samsung Pay once you authenticate it either with your fingerprint or PIN.

Samsung Pay will continue to use your old card until your new card is activated. You will have to register your new card with Samsung Pay before you can start spending.

Note you have to manually delete the old card by selecting the 'Delete card' option.

Your card(s) will still be visible in the wallet however your transaction will be declined. Once you have your new card, you need to register it with Samsung Pay before you can start spending.

Note: you have to manually delete your expired card by selecting the 'Delete card' option.

You will be able to return merchandise that you purchased using Samsung Pay based on the stores return policy. If you return an item paid with Samsung Pay, the store may require you to tap, wave or swipe your phone on the payment terminal to complete the transaction.

Please follow the same process as you would with a purchase on your card.

Yes. The latest 10 successful and/or refunded transactions in the wallet will be displayed for each card. Select the card for which you want to see the transaction history and then scroll down to view the transaction history. If you would like to view more of your transaction history please log in to your Online account via the OSC.

Any card that is suspended will still appear on the Samsung Pay app but it will be greyed out.

You can suspend your card on Samsung Pay by contacting the Coles customer support team on 1300 306 397. This team can also help you reactivate your card.

Yes, you will have the option to import both the payment and loyalty cards you have previously added to your Samsung Pay account.

Payment Cards

After you have set-up Samsung Pay, select ‘Payment Cards’ and you will see a list of payment cards that are available to activate or delete. You may be required to provide your card CVV, expiry date and/or billing address to complete the activation.

Loyalty Cards

Select ‘Loyalty Cards’ > ‘Import loyalty cards’ and here you will see a list of your loyalty cards available to import.

Other

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. Coles receives commission for the introduction of credit business to Citigroup.