Collect up to 2 points per $1⁺
Collect 2 Flybuys points per $1 on eligible purchases up to and including $3,000 in each Statement Period and then collect 1 Flybuys point per $1 thereafter.+
Collect up to 3 points per $1 at Colesᗮ
Collect 2 Flybuys points per $1 on eligible purchases up to and including $3,000 in each Statement Period and then collect 1 Flybuys point per $1 thereafter.+
Plus, when you also shop at Coles and scan the barcode, you’ll collect your 1 Flybuys point per $1 spent.ᗮ Flybuys exclusions and T&Cs apply.
Use our calculator to add up your Flybuys points or Dollars off your Coles shop. Enter your shop amount in the fields below to calculate how much you could earn.
Collect up to 2 points through your Coles Mastercard when you use it to pay for your shop,+ and collect 1 point per $1 from Coles Supermarket (exclusions apply) when you scan your Flybuys barcode at checkout.ᗮ
You will collect points through your Coles Mastercard on eligible purchases outside of Coles.+
Points have been calculated based on your Coles supermarket shop before your shop elsewhere.
An eligible purchase is an Eligible Transaction as defined in the Coles Mastercard Rewards Terms and Conditions. Full terms and Conditions
Features
Collect up to 2 Flybuys points per dollar+
Collect up to 2 Flybuys points per dollar on eligible purchases.+
Phone? Tap. Pay. Simple.
Add your card to Apple Pay³, Samsung Pay4 and Google Pay5 for quick and secure payments on the go6.
Protected by the Coles Shield
Coles Shield provides three layers of defence against credit card fraud.
International Transaction Fee waiver7
Enjoy $0 international transaction fees for purchases made online or overseas.
Complimentary insurance8
Get access to complimentary insurance on your Platinum Coles card.
Complimentary access to your 24/7 local Concierge9
Enjoy access to complimentary travel and accommodation services in major cities in Australia and around the world.
Multi-award winning Rewards Credit Card
Winner of Canstar’s 5-Star Rating for Outstanding Value Rewards Credit Cards from 2020-2023~, Mozo’s Experts Choice Award for best Rewards Credit Card for 2020, and Money magazine's best Non-Bank Credit Card issuer of the Year for 2021 and Finder’s Highly Commended Credit Card Customer Satisfaction Awards 2023.
Apply with confidence
Coles credit cards and personal loans are issued by National Australia Bank Limited.
To apply you need to be 18 years or older and a permanent Australian resident.
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Coles Mobile Wallet App
Manage your account wherever you are
View your balance and transaction history
Check your points balance and activate Flybuys offers
Other
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Coles unsecured credit products are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the products. Coles receives commission for the introduction of credit business to NAB.