Product Disclosure Statements

Read the full policy details in our Product Disclosure Statements for our Coles Insurance policies.
Once you’ve selected a policy, it’s easy to get a fast, no-obligation, free quote.

 

Coles Car Insurance

Download the Coles Car Insurance PDS
For quotes commenced and purchased on or after 14/08/2020 OR renewals invited on or after 29/09/2020

Please note that your renewal invite date is different to your cover start date

Download the previous Coles Car Insurance PDS 
For quotes commenced and purchased on or after 13/12/2018 OR renewals invited on or after 07/01/2019

Please note that your renewal invite date is different to your cover start date

Download the Coles Comprehensive Plus Car Insurance PDS 
For quotes commenced and purchased on or after 14/08/2020 OR renewals invited on or after 29/09/2020

Please note that your renewal invite date is different to your cover start date

Download the previous Coles Comprehensive Plus Car Insurance PDS 
For quotes commenced and purchased on or after 13/12/2018 OR renewals invited on or after 07/01/2019

Please note that your renewal invite date is different to your cover start date

Coles Home Insurance

Download the Coles Home Insurance PDS 
For quotes commenced and purchased on or after 12/06/2020 OR renewals on or after 7/07/2020

Please note that your renewal invite date is different to your cover start date

Download the Coles Home Buildings Insurance Key Fact Sheet 

Download the Coles Home Contents Insurance Key Fact Sheet

Download the previous Coles Home Insurance PDS
For quotes commenced and purchased on or after 13/12/2018 OR renewals invited on or after 07/01/2019.

Please note that your renewal invite date is different to your cover start date

Download the Coles Home Insurance Plus PDS 
For quotes commenced and purchased on or after 12/06/2020 OR renewals on or after 7/07/2020.

Please note that your renewal invite date is different to your cover start date

Download the Coles Home Insurance Plus Buildings Key Fact Sheet 

Download the Coles Home Insurance Plus Contents Key Fact Sheet 

Download the previous Coles Home Insurance Plus PDS
For quotes commenced and purchased on or after 13/12/2018 OR renewals invited on or after 07/01/2019.

Please note that your renewal invite date is different to your cover start date

Coles Landlord Insurance

 

Download the Coles Landlord Insurance PDS 
For quotes commenced and purchased on or after 12/06/2020 OR renewals on or after 7/07/2020.

Please note that your renewal invite date is different to your cover start date

Download the previous Coles Landlord Insurance PDS

For quotes commenced and purchased on or after 13/12/2018 OR renewals invited on or after 07/01/2019.

Please note that your renewal invite date is different to your cover start date

Coles Pet Insurance

Financial Services Guide (FSG)

The Coles Insurance Financial Services Guide (FSG) is designed to help you make an informed decision about whether to use the financial services we can provide to you.

The FSG contains information about:

  • the financial services we provide;
  • how we and others are remunerated in relation to those services;
  • how complaints are dealt with;
  • how we respect your privacy; and
  • how to contact us.

If you decide to take out a Coles Insurance product, you will also receive a Product Disclosure Statement which contains important information about the product to help you make an informed decision.

Privacy

Coles and the insurers are committed to ensuring the privacy and security of your personal information.

Information about how Coles collects and handles information about you as our customers, visitors to our website, apps, social media and other digital services is available below:

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

For details about how Insurance Australia Limited handles personal information in relation to Coles Car, Home and Landlord Insurance policies, please see:

Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791) and receives a commission for each policy sold and renewed. Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

For details about how Guild handles personal information in relation to Coles Pet Insurance policies, please see:

Coles Travel Insurance products are promoted and distributed by Coles Supermarkets Australia Pty Ltd ("Coles") as an authorised representative of Cover-More Insurance Services Pty Ltd (Cover-More) for the insurer, Zurich Australian Insurance Limited (ZAIL) (the issuer of Coles Travel Insurance).

For details about how Cover-More handles personal information in relation to the Coles Travel Insurance policies, please see:

Product related

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.