Monitor your home after a storm

Hail on roof

Coles Insurance

Australia’s annual storm season has reached our doorstep once again. This can often lead to more rain, high winds and a higher chance of hail. And while it’s often harmless, pelting hail has the potential to be a dangerous force of nature. Because even pea sized hailstones can compromise your home’s value and safety. So, it’s important to act early in the aftermath of a hail storm by checking for any visible signs of damage.
 

Inspect your roof and gutters 

The size, shape and density of hailstones will influence the severity of damage. Ensure you check your gutters, vents, chimneys and skylights for any cracks or leakage. Gutters made of copper, aluminum or vinyl are, in particular, more vulnerable to damage. Check for denting, cracks, and punctures – or, if your roof has a leaf guard or gutter screen, check for any tears and bends.

As for your roof, it’s important to take note of any leaks or broken tiles. If you have a weaker or older roof, it’s more likely to require urgent replacement– especially after a more serious hail storm event. 
 

Get an expert opinion

If your roof’s been impacted by hail, it’s a good idea to call your insurer so they can arrange a roofing expert to inspect the damage. That way, an accurate assessment can be made and any potential issues can be resolved quickly. Keep in mind, not all hail damage is obvious, such as a broken window or cracked tile. It takes a trained eye to spot the more subtle (yet equally sinister) signs of damage. 

Remember, undetected problems become worse, and ultimately more expensive to fix overtime.

It’s important to know how to prepare and respond in the event of hail. Here are some tips on how to protect your car.

This page provides general advice only.  For up-to-date and specific advice relating to the risks in your area please speak to your local council or emergency services.

Product related

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681), part of Insurance Australia Group (IAG). Consider the Product Disclosure Statement available at coles.com.au/insurance-information to see if the product is right for you. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.