Car Insurance

Save 10% online~

Coles Comprehensive Car Insurance is full of nice surprises

Like a one week turnaround on the majority of repairs*. So whether it’s a scratch or a crack, you can get back to what really counts – surprisingly fast.

Lifetime Guarantee

Feel at ease with a Lifetime Guarantee on all authorised repairs through our Partner Repairer Network+

Backed by experts

Get quality protection through our partnership with Australia’s largest insurer, IAG.

24/7 Claims

Lodge and manage a claim 24/7 through our online Insurance Service Centre.

Types of Cover

Comprehensive Cover

Choose our most popular car policy and be covered for the unexpected.

Third Party Property Damage

Get basic cover for accidental damage to another person's car or property.

Third Party Fire & Theft

Get basic cover for damage to another car or property plus protection in the event your car catches fire or is stolen.

Feel more confident with Comprehensive Cover

Cover for accidents

We cover collisions – regardless of who’s at fault.

Cover for emergencies

We cover emergency repairs, towing and accommodation.+

Cover from the unexpected

We cover car damage caused by storm, hail, fire and flood.

Even more rewarding with Flybuys

Make your everyday shop even more rewarding with Flybuys when you take out any Coles Insurance policy (excluding third party) and link your Flybuys number.#

Get rewarded

Earn Flybuys points for rewards and take advantage of great offers that’ll help you pocket a little more - in store and at home.#

More points for Car, Home & Landlord

Collect double Flybuys points at Coles Supermarkets when you take out a Coles Car, Home or Landlord Insurance policy (excluding third party).#

Get a trolley top up

Enjoy $10 off your Coles Supermarket shop each time you redeem 2,000 flybuys Points in-store at checkout.^

Become a happy customer in minutes

At Coles, we’re giving our customers something to smile about. With great cover and rewards, you’ll want to get started today.

"Good quality cover at a good price and backed by a major company."


"The claim process was simple, fast and I have no complaints about the quality of the work done on the cars."


Backed by experience

Brought to you by the supermarket trusted by Aussies for over 100 years and backed by IAG – Australia's largest insurer with over 160 years’ insurance experience.

iag logo

Terms & conditions

Offer criteria

~ Online discount is calculated on and applied to your Coles Insurance premium before the application of any other discount. This offer may be withdrawn at any time. Full terms and conditions.

* In the assessment period 1 Jan 2020 and 31 Dec 2020. 67% of comprehensive car repairs completed within a week.

^ 2,000 Flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express, Coles Local and Coles online. Minimum spend is $10.00 after savings and discounts in one transaction at Coles Supermarkets (excluding smoking/tobacco related product purchases and all gift cards).

Redeeming and earning Flybuys points

# Flybuys members collect 1 Flybuys point for every dollar spent at Coles Supermarkets whenever they scan their Flybuys card. Flybuys members with Coles Insurance policies collect +1 extra point on each dollar spent at Coles Supermarkets for each policy whenever they scan their Flybuys card. Maximum 1,000 extra points per policy per month. Fybuys extra points are collected from the date your Flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No extra points collected on any third party car insurance policies. No Flybuys extra points will be collected for the month in which your policy terminates. Standard Flybuys Terms and Conditions apply. Flybuys extra points are collected on transaction balance after savings and discounts excluding gift cards, iTunes cards, tobacco and tobacco related purchases. Coles supermarkets means Coles Supermarkets and Coles Online only.

Product related

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681), part of Insurance Australia Group (IAG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.