For accidental and malicious damage, storm, fire, flood & hail.
Up to $75 per day for up to 14 days.
Excludes mobile phones, laptops and electronic devices.
Cover up to $1,000 in any one period of insurance if attached to your car when stolen.
If done while using your car, attached trailer or caravan.
Whether your car is found or not.
Up to $200 for damaged or stolen groceries.
Up to $500 when covered by an insured event or stolen from your locked car.
Cover for emergency repairs, towing or accommodation.
A new set if yours are stolen.
If you're insured from the first rego and your car is written off.
One excess-free claim per year.
Up to $75 per day for up to 14 days.
Choose to pay your insurance premium annually or in monthly instalments.
Cancel any time if your policy isn’t quite right for you, without being charged an exit fee.
If you’re able to pay more in the event of an accident, you can save money on your premium by increasing your excess.
Feel at ease with a Lifetime Guarantee on all authorised repairs through our Partner Repairer Network.+
Get back to what’s important with a one-week turnaround on the majority of repairs with Comprehensive Cover.**
Lodge and manage a claim 24/7 through our online Insurance Service Centre.
Make your everyday shop even more rewarding with Flybuys when you take out any Coles Insurance policy (excluding third party) and link your Flybuys number.#
Earn Flybuys Points for rewards and take advantage of great offers that’ll help you pocket a little more – in store and at home.#
Collect double Flybuys Points at Coles Supermarkets when you take out a Coles Car, Home or Landlord Insurance policy (excluding third party). Max cap applies.#
Enjoy $10 off your Coles Supermarket shop each time you redeem 2,000 Flybuys Points in-store at checkout.^
If the accident is not your fault and you can provide the full name, address and rego of the person responsible, then you don't have to pay an excess. Our claims team will always let you know when you need to pay an excess.
If you have Comprehensive Car Insurance you are covered for damage caused by natural disasters such as hail, flood and storm damage – as long as it happens during the policy cover period.
The main difference between Comprehensive Car Insurance and Third Party Insurance policies is the level of protection they offer you after a car accident.
Coles Comprehensive Car Insurance is our highest level of coverage. It insures you against many different events and incidents and covers damage to your car, regardless of who's at fault, as well damage to other people's car or property.
Third Party policies are more limited in the events and damage you are covered for. We offer two types of Coles Third Party Car Insurance:
Please note that Coles doesn't offer Comprehensive Third Party (CTP)/green slip insurance. This insurance covers compensation claims against you where an accident causes injuries or death. In some states this is included in your car registration.
Our Comprehensive Car Insurance doesn’t include ‘free’ windscreen cover, but you can add this as an optional extra to your policy. If you choose to add it, you won’t need to pay an excess on your first glass claim in any one period of insurance.
Brought to you by the supermarket trusted by Aussies for over 100 years and backed by IAG – Australia's largest insurer with over 160 years’ insurance experience.
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.
Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681), part of Insurance Australia Group (IAG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.