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Terms of Use

Coles Insurance

Each time you access a page or function on this site or use the site to submit any information,
you agree to the following terms of use

(and any updated version of these terms that may be current at the time of access): 


Coles tries to ensure that all information published on this site or sent to you ("Information") is correct at the time of publication or dispatch. However, the accuracy of the Information cannot be guaranteed. You may only use the Information for personal reference as further described below, and you do so at your own risk. 


The contents of this site (including things such as text, graphics, photographs, layout, sound files and video files) are subject to copyright. The copyright is owned by Coles or reproduced by Coles under licence from third parties. You may electronically copy and print hard copies of parts of this site to the extent necessary for lawful, personal, non-commercial use that is consistent with the purposes of this site. Except as may be permitted by the Copyright Act 1968, any other use of this site, including the reproduction, modification, communication or display of the contents of this site, is strictly prohibited. 

Trade Marks

This site includes registered trade marks, as well as other trade marks that are protected by law. Except as expressly authorised by Coles or the trade mark owner, the use of any of these trade marks is strictly prohibited. 


This site may contain links to third party sites. Please take care at all times to check whose site you are visiting. Coles is not responsible for the condition, security, contents or any other aspect of those sites, as they are not under Coles control. You access those sites, and use third parties' products and services, solely at your own risk. Links are provided solely for your convenience and do not indicate, expressly or by implication, an approval or endorsement by Coles of the relevant third party's sites, views, representations, products or services. 

Disclaimer of Liability 

You use this site and related services entirely at your own risk. They are provided to you on an "as is" basis, without any warranty or assurance as to the absence of errors, omissions, operational faults, delays, interruptions, viruses or other problems. 

Neither Coles, nor its officers, employees, agents or contractors will be liable for any damages whatsoever, whether arising directly or indirectly, in connection with the use of the Information, this site (or any other site) or related services. 

Applicable Law 

Use of the Information, this site and related services is governed by the laws applicable in the State of Victoria, Australia. All disputes arising from the use of this site are exclusively subject to the jurisdiction of the courts of Victoria, Australia, courts entitled to hear appeals from them and, where applicable under relevant legislation, the Federal Court of Australia.

This site may be accessed throughout Australia and overseas. Coles makes no representations that the contents of this site comply with the laws (including intellectual property laws) of any country outside Australia. Whether you access this site from within or outside Australia, you do so at your own risk and will comply with all relevant laws that apply in the place where you access the site. 


A reference to "Coles" on this site means Coles Supermarkets Australia Pty Ltd (ABN 45 004 189 708). It also includes all related bodies corporate of Coles, unless the context requires otherwise (for example, copyright will normally vest in Coles Group Limited alone).

Terms and conditions

Product related

Standard underwriting criteria apply. Coles Car, Home and Landlord Insurance issued by Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681) (IAL). Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of IAL. Coles Pet Insurance is issued by Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791) (Guild). Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of Guild, and receives commission for each insurance policy sold. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.