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We know your home and contents mean the world to you.

So it's important to protect them against the unexpected.

Coles Home Insurance

Lifetime Guarantee

Feel at ease with a Lifetime Guarantee on all building repairs we authorise and arrange+

On Shore Claims Team

Our Australian-based claims specialists are on hand, ready to help – from lodgement to approval.

24/7 Claims

Lodge and manage a claim 24/7 through our online Insurance Service Centre.

Types of Cover

Coles Combined Building & Contents Insurance

Combined Building & Contents Insurance

Choose our most popular policy, Combined Home Building & Contents Insurance and protect your special place, inside and out.


Save 30% online*

Coles Contents Insurance

Contents Insurance

Get great value protection for your household items in the event they are broken, damaged or stolen with Home Contents Insurance.


Save 15% online**

Coles Building Insurance

Building Insurance

Feel more at home with cover for unexpected damage to your house but not its contents, with Home Building Insurance.


Save 15% online**

Coles Landlord Building Insurance

Landlord Building

Protect your important investment against the unexpected with our most popular policy for landlords. 


Save 15% online**

Coles Home Insurance has got you covered

Glass breakage

Accidents happen when you’re having fun. That’s why we cover accidental breakage of glass on all building policies.+

Free grocery replacement

Don’t let power failures spoil your dinner. We cover grocery replacement up to $500, excess free, on all contents policies.~

Flood cover as standard

Nature’s full of surprises. That’s why we cover floods as standard.+

Even more rewarding with Flybuys

Make your everyday shop even more rewarding with Flybuys when you take out any Coles Insurance policy (excluding third party) and link your Flybuys number.#


Get rewarded

Earn Flybuys Points for rewards and take advantage of great offers that’ll help you pocket a little more – in store and at home.#

More points for Car, Home & Landlord

Collect double Flybuys Points at Coles Supermarkets when you take out a Coles Car, Home or Landlord Insurance policy (excluding third party). Max cap applies.#


Get a trolley top up

Enjoy $10 off your Coles Supermarket shop each time you redeem 2,000 Flybuys Points in-store at checkout.^

Helpful weather tips and information

Frequently Asked Questions 

Backed by experience

Brought to you by the supermarket trusted by Aussies for over 100 years and backed by IAG – Australia's largest insurer with over 160 years’ insurance experience.

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