Skip to main content
Coles Insurance Logo

Quality cover for your investment to give you greater protection

Our Landlord Insurance offers cover for your buildings and contents, plus optional benefits to protect your investment inside and out.

Feel more secure with quick, quality service

Lifetime Guarantee

Feel at ease with a Lifetime Guarantee on all building repairs we authorise and arrange+


Backed by experts

Get quality protection through our partnership with Australia’s largest insurer, IAG.

24/7 Claims

Lodge and manage a claim 24/7 through our online Insurance Service Centre.

Types of Cover

Building Insurance

Protect your investment against the unexpected with our most popular policy for Landlords.


Save 15% online**

Combined Building and Contents Insurance

Protect both your property and included household items with our Combined Building and Contents cover.


Save 20% online*

Contents Insurance

Protect your furniture and furnishings, like curtains and carpets, with our Contents cover.


Save 15% online**

Get extra coverage with our Landlord-specific optional extras

Damage caused by tenants cover

Optional cover for damage or theft caused by your tenants.+

Tenants rent default cover

Optional cover for unpaid rent due to tenant rent default.+

Loss of rent cover

Optional cover for when your rental property becomes uninhabitable due to an insured event.+

Even more rewarding with Flybuys

Make your everyday shop even more rewarding with Flybuys when you take out any Coles Insurance policy (excluding third party) and link your Flybuys number.#


Get rewarded

Earn Flybuys Points for rewards and take advantage of great offers that’ll help you pocket a little more – in store and at home.#

More points for Car, Home & Landlord

Collect double Flybuys Points at Coles Supermarkets when you take out a Coles Car, Home or Landlord Insurance policy (excluding third party). Max cap applies.#


Get a trolley top up

Enjoy $10 off your Coles Supermarket shop each time you redeem 2,000 Flybuys Points in-store at checkout.^

Choose a policy plan that works for you

Payment options to suit your budget

Choose to pay your insurance premium annually or in monthly instalments.

No exit fees

Cancel any time if your policy isn’t quite right for you, without being charged an exit fee.

Flexible excess

If you’re able to pay more in the event of an accident, you can save money on your premium by increasing your excess.

Backed by experience

Brought to you by the supermarket trusted by Aussies for over 100 years and backed by IAG – Australia's largest insurer with over 160 years’ insurance experience.

iag logo

Product related

+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681), part of Insurance Australia Group (IAG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.