Choose the right cover for your pet
Affordable cover providing protection for all accidents and injuries.⁹
Extensive cover, including all accidents and common illnesses as well as optional routine health maintenance.**
Cover for all accidents and injuries, over 3,000 illnesses as well as optional routine health maintenance and dental. ***
Comprehensive Cover now available
With NEW Optional Extras, like Routine Care Lite – for preventative routine care including vaccinations and annual health checks⁵ and Routine Care Plus – for extended Routine Care treatments including complementary therapies and dental check ups.⁵
Affordable Pet Insurance with no nasty surprises.
Whether it's a prickly paw or something more serious, our policies are designed to help you focus on your pet and not your wallet.
Pre-paid vet bills
We pay your scheduled vet bill in advance. Just pay your direct on pre-approved procedures.1
Guaranteed lifetime cover
Young or old we're here for life. Meaning your pet's coverage won't change based on how old they are.3
Accidents and Injuries
Life with a pet is full of surprises. That's why all our policies have been designed to cover all accidents and injuries.9
Award Winning Cover
For the second year in a row, Coles Pet Insurance was awarded Canstar’s 5-Star Rating for Outstanding Value Accident and Illness Pet Insurance.8
More points for Pet
Earn 10x Flybuys Points on pet food items at Coles Supermarkets with a Coles Pet insurance policy.#
Across your first year of cover when you take out a new Coles Pet Insurance policy by Mon 31 Jan 2022.
From accident to settlement in just 3 days... and a saving of $10,687.95!
"We couldn't believe how efficient and seamless the whole process was. The money we saved was an added bonus - and something that made Scout's treatment a lot less stressful." - Myreeann, 2020
Terms and conditions
1 Subject to approval. Terms and conditions, limits, exclusions and waiting periods apply. See the Product Disclosure Statement for full details.
2 Waiting period is 21 days for most Accidental Injuries and Illnesses. A waiting period of 6 months applies for Cruciate Ligament Conditions. See the Product Disclosure Statement for full details.
3 Lifetime cover guaranteed provided a policy is purchased before your pet turns 9 and renewed each year without a break in cover.
5Annual benefit limit and sub limits apply. See the Product Disclosure Statement for full details.
6 Healthy Pet Discount is calculated on and applied to your Coles Pet Insurance premium when your policy is renewed subject to any claims made.
8The Canstar 5-Star Rating for Outstanding Value Accident and Illness Pet Insurance was awarded in July 2021 for Coles Comprehensive Pet Cover and in August 2020 for Coles Premium Pet Cover.
9Waiting periods, exclusions (pre-existing and general), and sublimits apply. See the Product Disclosure Statement for full details.
** Most common Illnesses are based on claims made with Coles Pet Insurance between 1 July 2020 and 1 June 2021. Waiting periods, exclusions (pre-existing and general), and sublimits apply. See the Product Disclosure Statement for full details.
*** Pre-existing conditions including bi-lateral and related conditions excluded. Some preventable condition and pandemic disease excluded. Waiting periods, exclusions (pre-existing and general), and sublimits apply. See the Product Disclosure Statement for full details.
#Flybuys members with a current Coles Pet Insurance policy will collect 10 Flybuys Points (equivalent to 1 standard point and 9 BONUS POINTS) on every dollar they spend on any product purchased from the pet range at Coles Supermarkets when they scan or enter their Flybuys card. Maximum of 1,000 BONUS POINTS from Coles Supermarket pet range purchases applies per policy per month. Flybuys bonus points are collected from the date your Flybuys membership is linked to your Coles Pet Insurance policy and for the term of the policy. No BONUS POINTS from Coles Supermarket pet range purchases will be collected for the month in which your policy terminates. Standard Flybuys Terms and Conditions apply. Flybuys bonus points are collected on transaction balance after savings and discounts have been applied and excludes Coles Express, gift cards, iTunes cards, tobacco and tobacco-related purchases. Coles Supermarkets means Coles Supermarkets and Coles Online.
*The 10% discount (Offer) is available to customers who purchase a new Coles Pet Insurance policy by Mon 31 Jan 2022 (Offer Period). The Offer will be applied proportionally as a discount across all first year premium payments only. The discount is applied during the quote process. For full terms and conditions see coles.com.au/insurance/pet-10-off.
Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791). Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.