Pet Insurance

One Month Free^

Receive one month free across your first year of cover when you take out a new Coles Pet Insurance policy by Thursday 28 Jan 2021^

Basic

When illness or accidents happen, we've got the basics covered.

Premium

Rest easy knowing your furry friend is covered for the most common treatments and ailments.

Need help choosing?

Affordable Pet Insurance with no nasty surprises.

Whether it's a prickly paw or something more serious, our policies are designed to help you focus on your pet and not your wallet.

Scheduled Vet Procedures
paid direct

We pay your approved scheduled procedures directly to the vet, you just pay the excess.1

Waiting period just 21 days

We won’t make you wait a month.
(Excludes cruciate ligament conditions).2


Guaranteed lifetime cover

Dog years or cat years, we’re here for life.3

Award-winning Premium Cover

Our Premium Cover was awarded Canstar’s 5-Star Rating for Outstanding Value Accident and Illness Pet Insurance in 20208

More points for Pet

Earn 10x Flybuys points on pet food items at Coles Supermarkets with a Coles Pet insurance policy.#

One month free^

Receive one month free across your first year of cover when you take out a new Coles Pet Insurance policy by Thursday 28 Jan 2021.^

Terms and conditions

1 Subject to approval. Terms and conditions, limits, exclusions and waiting periods apply. See the Product Disclosure Statement for full details.

2 Waiting period is 21 days for most Accidental Injuries and Illnesses. A waiting period of 6 months applies for Cruciate Ligament Conditions. See the Product Disclosure Statement for full details.

3 Lifetime cover guaranteed provided a policy is purchased before your pet turns 9 and renewed each year without a break in cover.

Healthy Pet Discount is calculated on and applied to your Coles Pet Insurance premium when your policy is renewed subject to any claims made.

8The Canstar 5-Star Rating for Outstanding Value Accident and Illness Pet Insurance was awarded in August, 2020 for the Coles Insurance Premium Pet Cover.

# flybuys members with a current Coles Pet Insurance policy will collect 10 flybuys points (equivalent to 1 standard point and 9 BONUS POINTS) on every dollar they spend on any product purchased from the pet range at Coles Supermarkets when they scan or enter their flybuys card. Maximum of 1,000 BONUS POINTS from Coles Supermarket pet range purchases applies per policy per month. flybuys bonus points are collected from the date your flybuys membership is linked to your Coles Pet Insurance policy and for the term of the policy. No BONUS POINTS from Coles Supermarket pet range purchases will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. flybuys bonus points are collected on transaction balance after savings and discounts have been applied and excludes Coles Express, gift cards, iTunes cards, tobacco and tobacco-related purchases. Coles Supermarkets means Coles Supermarkets and Coles Online.

^The One Month Free offer is available to customers who purchase a new Coles Pet Insurance policy by Thursday 28 Jan 2021 (Offer Period) and keep the policy in force for at least the 21 day cooling off period. The One Month Free Offer will be applied proportionally as a discount across all first year premium payments only. Monthly payments will occur each month. Only customers that maintain their Coles Pet Insurance Policy for an entire year will receive the full benefit of the Offer. The discount is applied during the quote process once the promotional code has been entered. For full terms and conditions see coles.com.au/onemonthfreepet.

Product related

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) is an authorised representative of the issuer, Insurance Australia Limited (ABN 11 000 016 722 AFSL 227681) and Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791) and receives a commission for each policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement before deciding whether to acquire an insurance policy.

+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.