Main Accident covers
Life with a pet is full of surprises. That's why our policies have been designed to cover the most common illness and accidents.
Torn nail
Treatment costs usually from $500 to $800.
The breaking or tearing off of a nail can be very painful for a pet and there is a of risk infection if not treated appropriately.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
Ingestion of a foreign object
Treatment usually from $2,500 to $5,000.
Large or irregularly shaped objects may get stuck in the through or in the digestive system and result in your dog needing emergency veterinary attention.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
Snake bite toxicity
Treatment costs can be from $3,000 to $8,000 where hospitalisation is required in addition to anti venom.
Snake venom can include toxicants to the neurological system, the coagulation system and the muscles. Other organ systems can also be affected due to downstream effects of the toxins.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
Tick paralysis
Treatment costs vary greatly in relation to extent of paralysis and time frame presented to vet. Costs range from $500 to $20,000+*.
The neurotoxin of the paralysis tick causes a progressive flaccid paralysis (a weakness that progresses to paralysis).
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
An embedded grass seed
Treatment costs usually up to $1,500 if surgery required.
Occurs when the serrated awns of a grass seed head penetrate into the skin and body tissues. This typically results in a tracking infection or abscess.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
Anaphylactic shock
Treatment costs usually up to $2,000 for severe cases.
Acute onset of unusual or exaggerated allergic reaction of an animal to a foreign protein or other substance. Acute onset hypersensitivity reactions can be life-threatening, involving one or more organ systems.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
Heat stroke
Treatment costs usually up to $1,500.
A clinical syndrome of multiple organ dysfunction caused by the elevation of body temperature above physiologically acceptable levels. This may be due to one or a combination of the production of excessive heat, exposure to excessive ambient temperatures, or failure to lose heat. Heat stroke is life-threatening.
Covered by our Basic Cover, Comprehensive Cover and Premium Cover.*
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Terms & conditions
*Waiting periods, exclusions (pre-existing and general), and sublimits apply. See the Product Disclosure Statement for full details.
ˆ Average treatment costs are indicative only and do not relate to policy coverage. Each product has different accidental injury and illness coverage and sub-limits. See the PDS for full details.
Product related
Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791). Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.