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Terms and conditions

Product related

¹Cover for essential routine care, including check-ups, vaccines and consultations.

²Cover for total routine care, including health checks and complementary therapy and dental check ups. 

Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791). Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the  Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.

⁺Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.