Why choose Comprehensive Cover?
Choice of vet
Choose who treats your pet. Pick any qualified or registered vet in Australia.⁵
Cured pre-existing conditions
If your pet is fully cured from a pre-existing condition, just show us proof from your vet and we'll cover this condition in the future.⁴
Claim up to $12,000 per annum (exclusions, sub-limits and waiting periods apply).9
Cover for accidents and illnesses
Life with a pet is full of surprises. That's why our Comprehensive policies cover all accidents and injuries plus the most common illnesses.¹
Guaranteed lifetime cover
Young or old we're here for life. Meaning your pet's coverage won't change based on how old they are.²
More points for Pet
Earn 10x Flybuys points in the pet aisle at Coles Supermarkets with a Coles Pet insurance policy.#
Routine Care Lite
Cover for preventative routine care of your pet, including vaccinations and annual health checks.*
Routine Care Plus
Cover for extended routine care treatments, including annual health checks, complementary therapies and dental check ups.*
Terms & conditions
2Excluding any additional costs where emergency consultation or treatment was not essential.
3 Lifetime cover guaranteed provided a policy is purchased before your pet turns 9 and renewed each year without a break in cover.
*Annual benefit limit and sub limits apply. See the Product Disclosure Statement for full details.
5Terms, conditions and limits apply. See the Product Disclosure Statement for full details.
6Most common Illnesses are based on claims made with Coles Pet Insurance between 1 July 2020 and 1 June 2021. Waiting periods, exclusions (pre-existing and general), and sublimits apply. See the Product Disclosure Statement for full details.
8The Canstar 5-Star Rating for Outstanding Value Accident and Illness Pet Insurance was awarded in August, 2020 for the Coles Insurance Premium Pet Cover.
9See the Product Disclosure Statement for full details.
# flybuys members with a current Coles Pet Insurance policy will collect 10 flybuys points (equivalent to 1 standard point and 9 BONUS POINTS) on every dollar they spend on any product purchased from the pet range at Coles Supermarkets when they scan or enter their flybuys card. Maximum of 1,000 BONUS POINTS from Coles Supermarket pet range purchases applies per policy per month. flybuys bonus points are collected from the date your flybuys membership is linked to your Coles Pet Insurance policy and for the term of the policy. No BONUS POINTS from Coles Supermarket pet range purchases will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. flybuys bonus points are collected on transaction balance after savings and discounts have been applied and excludes Coles Express, gift cards, iTunes cards, tobacco and tobacco-related purchases. Coles Supermarkets means Coles Supermarkets and Coles Online.
Standard underwriting criteria apply. Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of the issuer, Guild Insurance Limited (ABN 55 004 538 863, AFSL 233791). Any advice is of a general nature and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.