Save 15%^ on your Coles Car Insurance policy
Take out a new Coles Car Insurance policy online and save 15%^ off your first year's premium.
Save 15%^ on your Coles Car Insurance policy
Take out a new Coles Car Insurance policy online and save 15%^ off your first year's premium.
Add award-winning cover to your basket
Our Comprehensive Car Insurance has been recognised by Finder for its value, features and low cost, while our Home Insurance has earned Mozo’s People’s Choice for trust.
Car Insurance
Save 15%^ on your first year’s premium when you buy a Car Insurance Insurance policy online.
Home Insurance
Save 30%^ on your first year’s premium when you buy a combined Home and Contents policy online.
Pet Insurance
Collect 10x Flybuys points in the pet aisle at Coles Supermarkets with a Coles Pet insurance policy. Max cap applies.2
Service you can rely on
24/7 claims
We're here to help. Claims can be lodged online, 24 hours a day, 7 days a week.
Guaranteed repairs
Get a lifetime guarantee on all authorised repairs for as long as you own the car.
Manage your policy online
Make a claim, edit or manage your policy online.
Terms, conditions, exclusions, limits and applicable sub-limits apply. For full details, please read the Product Disclosure Statement.
What our customers say¹
Well-priced premiums
"The premiums are well-priced. I appreciate the Drive Less Pay Less option that I have. Customer service as demonstrated by Sindi was excellent."
Laurence, VIC
Car Insurance
Faultless online claim process
"The process online for the claim was faultless from start to finish, even through to the team organising the rental car."
Patricia, QLD
Car Insurance
Excellent customer service
"Customer service was excellent, and claim process was very easy and straightforward."
Cheryl, QLD
Home Insurance
Friendly and knowledgeable
"Jennifer was friendly and knowledgeable, and resolved my enquiry quickly."
Paul, NSW
Home Insurance
1These testimonials are a selected sample and do not represent the full range of customer feedback received. The testimonials shown were received in January 2026.
Award-winning Insurance Aussies can count on
Our Comprehensive Car Insurance has been recognised by Finder for its value, features and low cost, while our Home Insurance has earned Mozo’s People’s Choice for trust.
Helpful weather tips and information
^Online Discount Terms & Conditions
- Discounts apply to the premium paid for a new Coles Home & Contents, Home only, Contents only, Comprehensive, Third Party Property Only or Third Party Property, Fire & Theft Car Insurance policy, initiated online on or after 26 July 2024. This online discount does not apply to Roadside Assistance that is added to a Coles Car Insurance policy.
- The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online), 15% for Home only or Contents only policies, 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft Car.
- Discounts do not apply to any renewal offer of insurance.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may, therefore, be impacted.
- This offer may be changed without notice.
Redeeming and earning Flybuys Points
2Flybuys members with a current Coles Pet Insurance policy will collect 10 Flybuys points (equivalent to 1 standard point and 9 bonus points) on every dollar they spend on any product purchased from the pet range at Coles Supermarkets when they scan or enter their Flybuys card. Maximum of 1,000 bonus points from Coles Supermarket pet range purchases applies per policy per month. Flybuys bonus points are collected from the date your Flybuys membership is linked to your Coles Pet Insurance policy and for the term of the policy. No bonus points from Coles Supermarket pet range purchases will be collected for the month in which your policy terminates. Coles may withdraw the offer at any time, however once applied to an eligible account the offer will remain valid until the end of the current policy term. Flybuys' privacy policy applies. Standard Flybuys Terms and Conditions apply. Flybuys bonus points are collected on transaction balance after savings and discounts have been applied excluding Coles Best Buys. Coles Supermarkets means Coles Supermarkets and Coles Online only and excludes Coles Express and Uber Eats.
Product related
Standard underwriting criteria apply.
Coles Car, Home and Landlord Insurance is issued by Auto & General Insurance Company Ltd ACN 111 586 353, AFSL 285571 (AGIC). It is arranged by Auto & General Services Pty Ltd ACN 003 617 909, AFSL 241411 (AGS), and Coles Supermarkets Australia Pty Ltd ACN 004 189 708 (AR No 269259) (Coles) and Loyalty Pacific Pty Ltd, trading as Flybuys ABN 82 057 931 334 (AR No 423106) (Loyalty Pacific) as Authorised Representatives of AGS.
Coles Pet Insurance is issued by Guild Insurance Limited (ABN 55 004 538 863) (AFSL 233791)(Guild). Coles Supermarkets Australia Pty Ltd (Coles) (AR Number 269259) and Loyalty Pacific Pty Ltd (AR Number 423106) are Authorised Representatives of Guild and Coles receives a commission for each insurance policy sold and renewed.
Any advice provided is of a general nature only and does not take into consideration your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), Premium, Excess and Discount (PED) Guide, Key Fact Sheets (KFS) and Financial Services Guide (FSG). Home and Landlord Insurance not available in NT, North Qld and Northern WA. Any discounts on both new and renewing policies only apply to the extent that any minimum premium is not reached.